Community Development Loans & Services

We understand the needs of Tribal communities in Maine.

Our Community Development Loans and Services catalyze economic and community development activities that build assets, promote self-determination, strengthen nation-building, and advance tribal sovereignty. Drawing on extensive experience as a lender, co-developer, and partner in housing and community development, Four Directions delivers relevant, timely services to Wabanaki tribal government departments, such as housing, economic development, and social and health services, as well as tribal business entities and tribal nonprofits.

We are your partner in building, evaluating, planning, structuring, and financing the increasingly complex opportunities to create quality, affordable housing, new community facilities, and sustainable job-generating enterprises in Wabanaki communities.

Tribal governments, nonprofits, and tribal enterprises can work with Four Directions for financing that fits your real estate pre-development, construction costs, infrastructure, and working capital needs for:

Single-Family Housing Development
Multi-Family Housing Development
Elder Housing
Community Facilities
Business Ventures

Our Community Development advisory services can be tailored to your project. We can help you examine the legal, financial, managerial, market, and risk factors in your housing, community, or business project. We can connect you to experts in market research, feasibility studies, project or business planning, and organizational structure.

Due Diligence

Getting objective and reliable information for tribal projects is crucial for success. We can assist in conducting due diligence to examine business performance, company structure, background checks, and references.

Financial Packaging

We help identify federal, state, and private sources of capital, including New Markets Tax Credits and Low-Income Housing Tax Credits, as well as HUD, USDA, and CDBG programs for community development projects. We can assist you in attracting private financing partners, such as banks and investors.

NATIVE CDFI catalyst Award rECIPIENT

Four Directions received the $100,000 Native CDFI Catalyst Award to grow our Community Development programs and initiatives working directly with tribal communities, with projects including the Micmac aquaculture fishery expansion, the Passamaquoddy maple syrup project, and the Penobscot community building and elder affordable housing. Learn more about our community development work and the Catalyst Award:

Contact us to find out how your department can enhance your community through our community development loans!